Home Improvement Loans
If your home is 50 years old or older, you have access to free advice regarding home maintenance and improvement projects! The Heritage Home Program offers free advice, personalized site visits, and access to fixed-rate financing as low as 2% to cover project costs. Attend an information session to meet HHP staff and get your questions answered in person. For a full listing of our upcoming sessions, to schedule a free site visit or to learn more about qualifying for a low-interest loan, call 216-426-3116 or visit the HHP website, www.heritagehomeprogram.org.
The Home Enhancement Loan Program (HELP) allows homeowners to borrow money for home repair or remodeling projects. HELP has no restrictions on a borrower’s income and few limitations on what improvements can be made to a property. For additional information, call Cuyahoga County Department of Development at 216-443-2149 or visit the Cuyahoga County Department of Development website.
Neighborhood Housing Services of Greater Cleveland offers a Home Repair Loan Program to help you with energy efficient repairs, saving you money and substantially upgrading your home. Their home repair loan program gives homeowners the extra attention needed when starting a rehab project. NHS of Greater Cleveland can assist you with job specifications, cost estimates, contractor selection, and oversight of your project. NHS of Greater Cleveland provides a mortgage product that is affordable and accessible to many of those who may not be able to access conventional lending products. For further information, call 216-458-4636 or visit https://www.nhscleveland.org/lending/home-repair-loan-program